Personal transfers · Spain

One person. One fixed rate. Your Spanish transfer, sorted.

One relationship manager who knows your purchase and your dates. Fix your rate for up to 12 months so the price you agreed stays the price you pay.

Currency is easy to leave until the last minute when you’re buying abroad, but a high street transfer usually means paying over hidden fees and a weaker rate. CurrencyTransfer gets you support from one person and a rate you can see and compare before you commit.

FCA-regulated payment partners execute every transfer.

Rated 4.8 “Excellent” on Trustpilot, 1,078 reviews
A white Spanish villa with green shutters and a terracotta roof

Download Your Free Spanish Property Guide

Buying in Spain has a lot of moving parts. This guide walks through the main regions, the process, the costs, and what happens once you’re in, so nothing catches you out. Fill in your details and we’ll email your copy straight over.

FCA-regulated payment partners execute every transfer.

Why buyers use CurrencyTransfer for a Spanish purchase

Buying a holiday home, relocating for work, or retiring to Spain, one relationship manager handles the payments either way.

  • One named person

    From the first call you deal with one relationship manager who knows your purchase, your dates and the people on the Spanish side.

  • A price you fixed

    Fix the rate for your completion date, up to 12 months ahead, so the price you agreed is the price you pay. We will show you plainly what a forward costs and what it gives up; the decision stays yours.

  • Money that arrives on the day

    We chase slow banks, warn you when a payment date lands on a Spanish public holiday, and confirm the euros have cleared before the notary appointment.

  • Your rate next to the mid-market rate

    You see your rate against the mid-market rate every time you quote. No hidden fees. Regulated payment partners execute the transfers.

Get Started

CurrencyTransfer provides the platform and the people; regulated payment partners execute the transfers and hold the funds throughout.

How it works

  1. Open

    Free, in minutes. You’re assigned a relationship manager who knows your purchase and your dates.

  2. Add

    Your relationship manager adds your lawyer’s or notary’s account in Spain as a payee, ready for when you need it.

  3. Book

    When a payment’s due, log in, get a live quote against the mid-market rate, and book it.

  4. Arrive

    Funds go out the same day if cleared before 2pm, straight to Spain. CurrencyTransfer never touches your money at any point.

What’s available?

Timing matters, and we make sure your euros land exactly when they’re needed. The reason clients come back for a second property, and send their friends, is that someone answered the phone and sorted it.

  • Spot transfers

    Pay today at today’s rate

    Get a live quote, see it next to the mid-market rate, and book. Quotes refresh every 15 seconds. Funds go out the same day if cleared before 2pm. No hidden fees.

  • Forward contracts

    Fix the rate for your completion date

    Lock in today’s rate for a payment up to 12 months ahead. Your payment partner takes a 10% deposit at booking and you pay the balance on the agreed date.

  • Rate alerts

    Wait for your rate, not at your screen

    Set the GBP/EUR level you want and we email you when it’s available. Free, no obligation. You still log in and decide whether to book.

Before you buy

Yes. There’s no nationality or residency restriction. Brexit changed how long you can stay, not whether you can own.
Budget 8-15%, mostly transfer tax, which is set region by region.
Yes, provided you use an independent lawyer, see a fresh nota simple before paying anything, and confirm bank details by phone before every payment.

“Good rates, but more importantly really great service, pre and post trade. There’s always an individual you can get in touch with and who will provide support.”

LuisUnited Kingdom, Trustpilot reviewExcellent 4.8 out of 5 Trustpilot
  • 135+Currencies
  • £5B+Transferred
  • 10K+Users

Ask an expert

Tell us when you expect to complete

Give us the date and a rough euro amount. A relationship manager calls you back with a payment plan and what fixing the rate would look like.

Request a callback

We only use these details to call you back. See our Privacy Policy.